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If it comes down to it and you end up with a deficiency judgment that is going to lead to a main hardship, you must seek advice from with a bankruptcy attorney to find out whether or not filing for bankruptcy would wipe out the debt and enable you a clean start off. I did not comprehend the dangers of living in a homeless shelter. Because you started in April 2016 and assuming you stayed the complete 182 days (and/or took the approved break in amongst) then you are classified below Resident Status. Srinivas, your 2016 tax return (for your 5 months ) need to be filed ahead of finish April 2017.

It was clean and in the finish… the foreclosure in no way, ever showed up on my credit report at all. I have filed my income tax last year( as a tax resident) and I need to get a refund. My husband of nearly 3 years told me he was sick of me, I pushed him to his limit and mentioned I am not in enjoy with you or adore you any longer. Lionessprotector: I don’t thint that much more or far better shelters are the answers. We had gotten a mortgage based on MY credit, but w/my husband’s disability earnings, given that this income is sent in MY name FOR my husband’s name, AND is being Straight DEPOSITED into a JOINT checking account.

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